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10 Calculators Every Frugal Stay-At-Home Mom Should Know How To Use

These are the calculators that helped me …


1. Tax Calculator

Nerd Wallet's Federal Income Tax Calculator with Nerdy Insights

This calculator helps with tax planning and tax savings. Features include...


✓ Personal finance questions

✓ Estimated taxes

✓ Nerdy insights

✓ Recommended tax software


2. Amortization Calculator

Bank Rate's student loan repayment amortization calculator with total principal paid, interest paid and amortization schedule

This calculator helps you pay off interest-earning debts (like mortgages and student loans) early. Features include...


✓pay off date

✓ total monthly payments

✓ total principal paid

✓ total interest paid

✓ add extra payments

3. Compound Calculator

Compound calculator graph showing compound interest over 20 years

This calculator estimates how your money will grow over time. Calculations include...


✓Profit

✓ End Capital

✓ Contributions

✓ Compound Frequency (i.e. daily, weekly, quarterly, etc)


4. Simple Calculator

simple calculator screen shot showing 13*12

Simple calculators are perfect for everyday calculations. Features include...


✓Addition

✓ Subtraction

✓ Multiplication

✓ Division

✓Percentages

✓Negative Numbers


5. Spreadsheet Formulas


Formulas help you understand your data. Our favorite are...


✓SUM

✓ AVERAGE

✓ MODE

✓ COUNT


6. Percentage Change


This calculator calculates incremental growth. Features include...


✓ before and after inputs

✓ percentage change calculation

✓ percentage change formula



7. Life Expectancy Calculator


Blue Print income calculator showing age, weight and height measurements

This calculator estimates your life span. Measurements include...


✓Age

✓ Physique

✓ Fitness

✓ Life Events

✓ Lifestyle


8. Social Security Calculator

My Social Security Account Sign in and Create your account page to help estimate retirement benefits

This calculator estimates retirement benefits. Options include...


✓Estimating your expected retirement income

✓Choosing a date to begin receiving benefits

✓ Choosing an age to begin receiving benefits


9. Stay-At-Home Mom Affordability Calculator



This calculator predicts how many months you can sustain your current lifestyle.


✓Calculates if you are under or over spending

✓Measures what's coming in and what's going out

✓ Measures your nest egg in months


10. Homeschool Calculator


This calculator will show how much you spend per child per year.


✓Itemizes expenses

✓Takes into account number of children

✓ Uses a 12-month homeschool year


Every individual/family has different needs. The following sites can help you find the perfect calculator for your unique situation.



I hope these tools help you plan your financial future.


Until next time...


Love The Journey,





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