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Best CDs (Certificate Deposits)

If you haven't tried CDs in your cash flow strategy, you may want to check them out. Banks and credit unions pay depositors to not touch their money for a certain period of time. We listed some of the highest earning CDs below.

7.00%

Members Plus Credit Union

4.80%

River Works Credit Union

Last Updated: November 15, 2024

Putting On Roller Skates

  • ​We are not sponsored or endorsed by any banking institution.

  • Please know that numbers do not tell the whole story. Customer service, convenience, security, privacy practices, ease of use, and more can make an entity more appealing despite not having the highest rates. We can not vouch for every institution that we list. Instead we want to make sure you know you have options. You'll want to choose a place that compliments your unique needs.

  • While we try our best to provide accurate information, please refer to each institution for the most current details. Institutions change their offerings often, and we can not be responsible for any errors or omissions.

  • Rates are based on Boston-area zip codes and may vary by location.

  • This list is for informational purposes only. It is not intended to recommend any product or service. We simply want to make it easier for you to shop around and discover an institution that best serves you!

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  • ​Calculations are for informational purposes only, and may differ from actual results.

  • Short-term CDs can have higher rates than long-term CDs.

  • If you expect rates to go up and or you're focused on liquidity, short-term CDs are great. If you expect rates to go down and are okay with tying up some cash, long-term CDs may be better.

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